MECOSTA COUNTY – Mecosta County residents in need of emergency home repair may be eligible for assistance from an emergency repair program administered by the Big Rapids Housing Commission.
Linda Miller, assistant program director for the Housing Commission, recently told the Mecosta county board that the county had received funds in 1990 for emergency repairs to families on limited incomes.
As part of that program, she said, participants held a mortgage with the county that paid no or little interest and little or no payments until the property was sold and no longer inhabited by participants.
“We have a lot of people who got a $ 15,000 or $ 20,000 mortgage years ago who are dying and the estate has to pay them off, so there’s a lot of money out there,” Miller said.
“I have to report every year how much money we received in mortgage repayments, and if it’s more than $ 35,000, the option is to redistribute the money for emergency repairs or return it (to the state),” she added .
They have received mortgage payments above $ 35,000 in the past two years, she noted.
“In 2019, the revenue was $ 66,000 and we were spending $ 34,000 so some had to be returned,” Miller said. “That was mainly due to COVID. Last year we got $ 60,000. We built two roofs and tested a house for lead. “
“Right now the county has $ 49,500 for this year,” she added. “We are currently working on an umbrella project. We spend every penny we can, but we need approval from low-income homeowners. “
Authorized emergency repairs include replacing a leaky roof; Replacement of hot water and / or heating devices; Plumbing; Septic tanks and other related projects.
Funding is based on the first-come-first-qualified principle. Homeowners need to be aware of their taxes and insurance.
A zero interest lien is placed on the property for loans greater than $ 2,500 and matures in full if the property is sold or otherwise disposed of.
For more information or to apply, contact the Big Rapids Housing Commission at 231-796-8689 or visit bigrapidshousing.org.