Septic warranties: what they cover and how much they cost

MarketWatch highlighted these products and services because we believe readers will find them useful. This content is separate from the MarketWatch newsroom and we may receive a commission if you purchase products using the links in this article.

Sewage treatment plants are rarely considered when they are working well, but getting them repaired if something goes wrong is important to keep your peace of mind. In this article, we’ll discuss several options for protecting your septic system, including our top picks for business.

Most sewage treatment plants are covered by a manufacturer’s warranty for things like product defects for a limited period of time. For example, septic tank manufacturers usually offer a one-year warranty on the tank itself. Provided the tank has been installed correctly, if the tank fails, you are entitled to repair or replacement by the manufacturer within the first year after installation.

After that year, you may no longer be insured House guaranteethat covers a variety of major home systems and devices (typically, a septic cover is an add-on to a home warranty). A home warranty plan can extend the life of your wastewater treatment plant by sending a technician to your home to help with the occasional breakdown or malfunction, but it’s not always worth the money. With proper maintenance, a septic system should last 15-20 years.

Securing septic tanks with a house guarantee

Most home warranty companies offer septic coverage as an optional add-on. After you purchase your home warranty, you can purchase septic system coverage for an extra few dollars a month. Instead of just covering your sewage treatment plant, the most important devices and systems in your house can also be covered by a house guarantee.

What is included in a home warranty septic system coverage?

To give you a better idea of ​​what’s covered by the Septic Home Warranty System add-on, we pulled sample contracts from three home warranty providers – American Home Shield, Choice Home Warranty, and Select Home Warranty – to compare coverage and to oppose. Below we list what is included in each company’s reporting:

American homeland sign

American Home Shield insurance coverage applies to septic tanks and is as follows:

  • Line standstills that can be eliminated by an existing driveway or removed without excavation

  • The septic tank will be pumped once during the term of the contract if the standstill is due to a septic tank

  • Sewage ejector pump for septic tank only

Choice Home Guarantee

For septic coverage under the Choice Home Guarantee, you get:

  • Sewage ejector pump

  • Jet pump

  • Aerobic pump

  • Septic tank and pipe from the house

Choose the home guarantee

The Select Home Warranty Septic System coverage is as follows:

  • Aerobic pump

  • Sewage ejector

  • Jet pump

  • Septic tank

Most home warranty companies don’t include septic tank pumping, but some companies offer septic tank pumping as an additional add-on.

Septic guarantee costs

Since septic tank cover is usually only available as an add-on with a home warranty, you will need to purchase a home warranty first. Home warranties typically cost anywhere from $ 30 to $ 60 per month, depending on your coverage, location, provider, and the size of your home.

Based on sample offers our team received, here are the cost of Septic Coverage for American Home Shield, Choice Home Warranty, and Select Home Warranty:

  • American homeland sign: $ 4.17 per month

  • Choice Home Guarantee: $ 10 per month

  • Choose the home guarantee: $ 5.83 per month

Not all guarantees are created equal, so we recommend obtaining sample offers from each provider and weighing the pros and cons for each one. Different companies have different levels of coverage and different exclusions, so it’s important that you do your own research, prioritizing your needs.

Best septic guarantee provider
Bottom line

While a manufacturer’s warranty can offer some protection for your wastewater treatment plant, a home warranty with an add-on for a wastewater treatment plant offers a more comprehensive level of protection for your home. Home warranties cover the cost of damage to many systems and equipment due to routine wear and tear, and homeowners can choose different levels of coverage based on their needs.

For homeowners looking for a septic guarantee, we recommend starting with free quotes from home guarantee companies and weighing your options after receiving the cost data.

Compare home warranty companies
providers

Visitor page

Average monthly cost

Service fee

founding year

States covered

American homeland sign

ahs.com

$ 40- $ 58

$ 75- $ 125

1971

49

Choice Home Guarantee

choicehomewarranty.com

$ 41.69- $ 50

$ 85

2008

48

Choose the home guarantee

selecthomewarranty.com/

$ 36- $ 38

$ 75

2012

49

frequently asked Questions

What is a service call charge?

A service call charge is the deductible on your home guarantee and must be paid at the time of the repair. It should be included in your budget as you will have to pay for it every time you claim your home guarantee. If you apply for a repair to your septic tank and the repair is covered, all you have to do is pay your service fee.

Does a septic guarantee cover waste disposal?

Generally no. In fact, none of the three companies on our list cover waste disposal so you may need to use a different service if you need to dispose of your waste.

How soon after purchasing a warranty can I request service for my treatment system?

American Home Shield, Choice Home Warranty, and Select Home Warranty all have a 30 day waiting period before service can be accessed, which is industry standard.

You might also like

Comments are closed.